Financial success with Fundamental analysis

Posted on December 4, 2019Categories Analytics, Corporate Finance, Education, Financial Markets, Investment Banking, Mutual Funds   Leave a comment on Financial success with Fundamental analysis

How do you evaluate a human being? We usually tend to do a background check, look at the person’s past records, his current status, and finally come to a conclusion.

Its the same with a company. An investor, before investing, looks into the financial data of the company before coming at a valuation. This method of financial analysis where every basic detail of a company is studied is known as Fundamental Analysis.

Why is fundamental analysis important?

  1. Evaluation of management

Management is the final decision making body that holds together an entire organization. Fundamental analysis will help you understand the management of an organization, and how efficient they are.

  1. Company and its competitors

A thorough fundamental analysis will not only tell you if a company is profitable, but also about its market share and how it fares as compared to its competitors. If a company cannot outperform its competitors, it won’t last in the longer run.

  1. Fair value

Analyzing a company’s past and present is important to understand its fair value. Fundamental analysis can help in arriving at this value by evaluating the company. This will help in understanding if the company is overvalued or undervalued.

This analysis will help you understand the fair value and pick stocks for investment.

  1. Future pricing

The most important factor an investor is concerned about is the future value of his investment. A company’s business model will help understand if it’s going to make money in the near future.

Fundamental analysis helps in forecasting the future price of a stock. If an analyst finds a favourable future, he will decide to invest his money into the company and vice versa.

How do you conduct fundamental analysis?

  1. Company website

A company’s website is the first place you need to visit. This will give you an idea about the company, its business’, board meetings, objectives, investor information and much more. This will help in getting an overview about the company and understanding if its worth considering.

  1. Company’s financial statements

Any company’s financial statements are readily available on the internet. It is important you go through its profit and loss statements, balance sheet, forecasts, etc to understand it’s health and future prospects. If this shows a year on year increase in sales and profits constantly, it should be a good investment.

  1. Debt ratio

A company’s debt ratio will help you understand if its a good long term investment. A company having a debt ratio of less than 1 is usually seen as a good investment. It means that it is not heavily under debt and can grow quite fast.

It is the duty of an investor to conduct fundamental analysis of a company by looking at various factors that influence its market share, longevity,valuation, and profitability.

Conclusion

Fundamental analysis involves an in depth understanding of a company’s competitors, industry and finances. This is important from an investor’s perspective as it’s his money that will be involved in the business.

To understand how stock markets work, why and how fundamental analysis impacts a company’s shares, opt for BSE Institute Limited’s Basic Program in Stock Markets.

Art of Portfolio Management

Posted on November 21, 2019Categories Corporate Finance, Executive Courses, Financial Markets, Global finance, Indian Economy, Investment Banking, MBA, Mutual Funds   Leave a comment on Art of Portfolio Management

When you look at a financially stable person, you often wonder, “how do they do that”? What differentiates a financially stable and unstable person is their respective investment portfolios.

Today, if you are young and reading this, consider it to be your lucky day. Investing young and building an investment portfolio can take you places. If you know the power of compounding, you will realize how important investing is.

So, where do we begin?

Planning your investment portfolio is not easy. It is quite challenging, even more if you are not good with your personal finance. First of all, managing your portfolios is not simply about, “which stocks to buy”, and “which stocks to sell”. Portfolio management requires self discipline, patience, and a bit of knowledge about the companies you wish to invest in.

I’m not going to talk about the stocks to buy today, instead I will talk about how to build your portfolio and stand out!

Risk taking ability

The first question you must answer before investing and building your portfolio is, what is your risk taking appetite. The stock market today is like a restaurant which offers you variety of food to choose from.

You need to understand that some might have higher risks,but at the same time has the potential to give higher returns.

Similarly, there are shares that come with lesser risks, but the returns could be comparatively lesser. It is up to you to decide your appetite and hand pick the right stocks.

Another important step that you need to take, while deciding your risk taking appetite is to decide your short, medium and long term goals. This will help you construct your portfolio in a better way.

If your appetite for risks is extremely low, you could simply invest in mutual funds which is a much safer option. There are various types of mutual funds in India, starting from equity funds, debt funds, index funds, etc.

Assessing the external financial situation

The next step is crucial- to come up with an investment strategy. By assessing the economic situation of the market, you will be able to predict about the future. This assessment combined with your needs could help you plan for the future.

Since, the market landscape is bound to change with time, it is important that you always keep an eye on it and adjust your portfolio accordingly to reduce losses and maximize gains.

Build your portfolio

Now to the final step. Once you have done your analysis, you can finally start building your portfolio by allocating the necessary asset classes and securities. You can always hire a portfolio manager for expert suggestions. It is important to understand that the whole objective is to minimize the risks and attain your investment goals.

You should not see your investments as a source of long term income. Instead, look at it as a business which could help you make money without actually participating in any business. Once you look at it through a business’ perspective you will realize the impact it could have on your wealth and the benefits that are meant to follow.

Once you have built your investment portfolio, you can relax and continue to keep an eye on the market. Make the appropriate changes as per the market scenario and stick to the strategy.

All the steps we saw are part of a cycle, therefore an investor must ensure that he keeps going about the same steps during suitable intervals. This will ensure that your portfolio is stable and your graph is moving towards your goals.

Conclusion

The world could be a much better place if everyone was financially literate and focused on making their money work for them instead of working for money.

When it comes to the stock market, the potential is endless. BSE Institute Limited’s Executive Program in Wealth Management is a course built for you to exploit the potential of the stock market and multiply your portfolio. This is your chance to learn something incredibly important and secure your future.

Building with bonds

Posted on September 4, 2019Categories Corporate Finance, Education, Financial Markets, General, Global finance, Indian Economy, Investment Banking   Leave a comment on Building with bonds

Current account deficits, budget surplus, fund raising, etc, are all big terms which we hear about Governments during budgets. Have you ever wondered how a Government earns revenue when it plans to build bridges, roads and ports?

The Government just cannot print money when it plans to spend! It needs to have money it receives in the form of taxes for planning infrastructure expenditure, social sector spending and to pay employee salaries. A big majority of the income earned by Governments is via taxes – income tax, GST, export and import duties, etc. However only income earned through these is not sufficient to fulfill all budgeted commitments.

This is why Governments also raise funds through financial markets, primarily by selling long term bonds to investors. A bond is basically a loan taken from banks, Private Equity funds, Venture Capital Funds or anyone who has the capacity to lend large sums of money. The investors are paid a certain rate of interest for investing in these bonds.

An advantage of these bonds is that an investor can easily sell these on the bonds market and get his investment and interest almost immediately after purchase. Therefore, an investor can literally invest today and get a great return on his investment in a matter of few hours. Also, the chances of a Government defaulting are very very low, as a country can simply print money in order to meet its debt obligations and hence there is no risk of any debt default.

This has been the greatest attraction for investors, as it’s possible to multiply your funds immediately, without any risk of default.

In India, we have different types of bonds which are as follows:

  1. Government Bonds- These issued by the central government with mandatory periodic returns. The government borrows money to fund roads, schools, etc. These are also known as ‘sovereign debt’, and a good option for people with a low risk appetite.

 

  1. Corporate Bonds- These are bonds used by large financial corporations. They tend to give better returns but, there is a possibility of default as it’s corporates who issuing the bonds. A company’s assets are usually tied as collateral against bonds.

 

  1. Municipal Bonds- These bonds are issued by the state governments or the local governments in order to raise money for the government activities. They need to have a maturity period of 3 years and are backed by the government, and hence are safe for investors.

 

  1. High Yield Bonds- These are bonds rated below investment grade. They offer a high rate of interest because it runs a higher risk of default. It is usually issued by small companies who have just entered the market.

 

  1. Public Sector Bonds- These bonds are issued by Public Sector Concerns, which are companies, owned by the Central or the State Government. Therefore, the risk of default is again very low.

 

France, the second largest economy in the Euro zone is one of the latest European countries to issue negative rate of interests on its bonds. The other few notable names are Germany, Switzerland, Netherlands, Austria and a few others. What this means is that an investor is paying these countries to take his money! This situation arises, when investors don’t find other safe investment option and are basically buying bonds to safeguard their funds from taxes.

It’s quite a turnaround for the European Union, which in 2008 was on the brink of collapse, due to a possible debt (bonds) default by Portugal, Ireland, Italy, Greece and Spain. From sky high bond yields to getting paid for accepting investments – its’ quite a turnaround!

As the Euro Zone countries share the same currency, they have only one bank, .i.e. the European Central Bank (ECB). The bank’s Governor is nominated by taking all Euro zone countries on board. But, here’s the catch! These countries cannot print as much money as they wish to as no single country has any control over the central bank. Therefore, no country can spend without any worry and investors run the risk of facing real defaults.

This was an unseen circumstance for investors and the Governments. It resulted in severe budget cuts for the countries mentioned above in order to have an economy that can pay for these bonds. This resulted in a severe recession across Europe and in effect the World.

Apart from the Euro Zone crisis there have been very few instances of countries defaulting on their bonds. Thus, bonds are a great way for investors to earn money safely and quickly.

Conclusion

An investor is blessed with multiple investment options to choose from. It is time Indian investors start taking bonds seriously. They are one of the most underrated forms of investment.

BSEVarsity.com offers you a Certificate Program on Bond Markets to give you a better understanding of bond markets, and help you diversify your investments.

 

Automobiles – not so mobile!

Posted on August 27, 2019Categories Corporate Finance, Entrepreneurship, Indian Economy   Leave a comment on Automobiles – not so mobile!

A slump in business, an economic slowdown, is a topic which most national and international newspapers talk about. All major businesses which depend on consumer spending are complaining about a serious drop in sales, which has forced corporates to shut down factories and lay off lakhs of people.

The automobile industry is one of the biggest employer of the country, employing over 4 million people directly and indirectly. It is said to impact approximately 10% of India’s GDP.

The current slump in the sales of automobile industries reminds us of the decades gone by, not because they faced the same issues as today, but because sales were slow as the whole auto sector was much smaller than what it is today.

May, 2019 saw the sharpest drop in sales (20.55%) recorded in 18 years. This steep drop in sales has forced large manufacturers like Suzuki, Mahindra, Hero Moto Corp, etc – now keep their factories shut for a few days each month, as there isn’t enough demand for their cars/ bikes.

There are many reasons for this mighty slump. Starting from the liquidity crisis, the rise of Uber and Ola and a weak rural economy.

Demonetization and the implementation of the Goods and Service tax has ensured that many people using showed banks/ finance, no longer have the option of these shadow banking options. Most people who buy a two or a four wheeler, take a loan to buy the vehicle. With no unofficial channel of finance available, rural India, which accounts for a major chunk of auto sales, is now unable to purchase tractors, cars or two-wheelers.

A fat chunk of the loans availed by consumers were from NBFCs. They have funded around 55-60% of commercial vehicles, 30% of passenger cars and nearly 65% of two-wheelers in India, according to ICRA. With NBFC loans being unavailable, more than 200 dealerships have shut down in the last 18 months across India.

After the downfall of IL&FS (Infrastructure Leasing & Financial Services), many banks that are sitting on piles of cash, are unwilling to lend money. NBFCs lend money to consumers for buying property, consumer durables or any other product that can be financed. They would usually raise funds from banks, and with banks unwilling to lend them money, lending out to consumers is out of the question.

As observed in many industries, it’s not that a consumer buys what he needs, he/ she is tempted into buying something they may not need, but can afford due to the loan they can take. It will be very rare to see someone buy a car or a large durable product without a loan. Therefore, without the availability of loans, automobile sales have dropped by a huge margin.

There was a time when 70-75% of car sales were financed by NBFCs. It has now fallen to around 50%, thanks to stricter lending norms put in place by lenders.

The slump for this market is drastic and there has to be some changes brought in by policy makers. The only silver lining for the industry is the upcoming festive season. Festivals like Navratri and Diwali could bring in temporary relief for automakers with sales set to go up, at least marginally.

An interesting point for many MNCs to note is the conglomerate of Bajaj. Bajaj sells two wheelers and it realized that it depended heavily on banks and NBFCs for auto sales. Most dealerships have a bank/ NBFC executive at their office in order to provide support to consumers walking in enquire about their bikes.

The Bajaj group has its own NBFC arm by the name of Bajaj Finserv, which offers cheap financing options to consumers for its consumers. This was done by Bajaj in anticipation to any market slowdown that could happen in the future. Despite a slowdown, Bajaj Auto witnessed a 7% increase in sales in May, 2019. Hence, it proves that there is a healthy demand in the market, and with financing options, people can purchase what they need.

The auto sector is witnessing a slowdown, despite consumers having the willingness to spend. Ensuring that sales do not dip and the company has enough finance with it to run operations is the task of the CEO. The CFO is tasked with mainly managing the finances, arrange finance (corporate finance) – but in the case of an NBFC, his role is as important as the CEO.

These are the times when people look up to a company’s CFO. If a CFO is able to manage corporate finance well, he can turn a loss making company into a wildly profitable company. At one point of time, the CFO was just meant to be a financial gatekeeper, although now he/ she is a strategic partner for the CEO.

Basically, a modern day CFO must think big, plan for the longer run, he/ she must serve as the final financial authority that .

He is seen as a leader who ensures financial stability for the organization, supports the CEO and provides the Board of directors with a long term plan to ensure the smooth functioning of the organization.

Conclusion

Financially difficult situations are pretty much inevitable in the modern world. Changes are constant, and it all boils down to the decisions made by the senior management, such as the CEO and the CFO.

BSEVarsity.com offers an online course on CFA level 1 course on Corporate Finance. It is designed to give young working professionals a better understanding about the financial aspects of a firm. Get a unique in-depth understanding without disrupting your daily schedule! Click the link above to know more.

Calling all tigers, time to earn your stripes!

Posted on July 31, 2019Categories Corporate Finance, Entrepreneurship, Executive Courses   Leave a comment on Calling all tigers, time to earn your stripes!

“When you are under pressure, make the bold steps faster, don’t make them slower”

– Azim Premji

 

Financial management is an important function, not only for an individual, but also for a business. CEOs and other company leaders need to manage corporate incomes and expenses in a way that lets them build successful businesses that span across continents and help them earn record profits.

There are a few famous examples of companies that rose from the ashes like a Phoenix – thanks to the smart management strategies implemented by their leaders.

Apple Computers

One of the most famous example of a company snatching victory from the jaws of defeat is the story of Apple Computers. It was in 1997, when the then Apple CEO, Gil Amelio, was ousted. This was the time, when Apple was believed to have funds enough to pay only 3-4 months of salaries. This paved the way for the homecoming of Apple’s pioneer and the mastermind behind one of the greatest corporate miracles, Steve Jobs. He was tasked with rescuing the company and what followed is the stuff of corporate legend.

Jobs built a new lean system for running the company. He undertook painful cost cutting measures, like firing the employees he deemed expendable, discontinuing the products that were failing in the market and slashing unnecessary research and development projects. By focusing only on a few key things, Apple was able to limit unnecessary expenditure.

Eventually, Apple launched one product after another, which brought in record sales for the company. The iMac and iPod were the products that brought in an era of prosperity at Apple.

Today, Apple is the most valuable company in the world with a market capitalization of $1 Trillion Dollars!

For a company that was on the verge of bankruptcy, this is quite a turnaround.

Apple is not the only company that pulled off a blockbuster comeback.

We also have a famous Indian example – 

 SpiceJet

The company’s co-founder and Chairman, Ajay Singh had sold most of his stake to Kalanithi Maran of Sun TV for Rs. 750 crore. After massive losses and increasing liabilities which touched Rs. 1500 crore, the Sun TV founder reached out to Ajay Singh for taking the reins of the company. He acquired 58 percent from Kalanithi Maran in the year 2015.

This was just the start of revival. Ajay Singh came up with some phenomenal techniques to cut costs by adding capacity in their flights. He started by chopping off unprofitable routes, which ate up capital and were a drag on the company.

This ensured profits for the next four quarters with the aggregate figure touching Rs. 356 crore!

Ajay Singh says, “The basic problem was of trust. Customers were not booking tickets with us, lessors were taking back planes, vendors had stopped services, and the government was after us for clearing tax dues. Passengers were inconvenienced and employees thought they had no future. Everything that could go wrong had gone wrong”.

In order to change this he got down to the basics. From making sure flights were operating on time, to counters at the airport functioning in full flow. He worked on every single inch of the airline and pulled off the unthinkable.

All the planning and execution saw their stocks go up by 124 percent and gave them a market value of over $1 billion! The annual revenue of Spicejet was Rs 7,795 crores in 2018, with an annual profit of Rs 430 crores. This is a remarkable achievement for a company that was in the doldrums and on the verge of bankruptcy. Another point that needs to be highlighted is that the airline has made record profits despite high fuel prices and taxes.

The highlights?

It’s the leader who makes a lot of difference in building or busting an organization. With a well-defined vision and determined leadership that’s willing to stay the course even in tough times, organizations have made stunning comebacks. The examples listed above are just some of the few success stories. Leadership is learnt on the battlefield, when leaders are placed in tough situations. However, it’s not necessary to experience every tough situation to learn a lesson. That is why we have courses which let candidates learn from the experience of others.

To learn about all the various aspects of finance, management and leadership opt for BSE Institute’s Advanced Management Program in Strategic Finance ( From IIM LUCKNOW ). Learn from the best, to stay ahead of the rest.

 

Masters in FinTech is your path to a senior position right after college

Posted on July 23, 2017Categories Algorithms, Analytics, Artificial Intelligence, Blockchains, Corporate Finance, Cybersecurity, Data analytics, Digital currency, Education, Entrepreneurship, Financial Markets, General   Leave a comment on Masters in FinTech is your path to a senior position right after college

A Million Dollar question that all of us are asked on our faces is, “What are your marks?”. The Billion Dollar question that people surely ask behind our backs is “How much does he/ she earn?” The answer to the first one does not impact us a lot as we may be pathetic students, but great employees. The second one is important as it is your first job that really determines the trajectory of your entire career. The reason is aptly outlined by the phrase well begun is half done. Your choices determine the kind of person you are and hence people will judge you for the college you choose, the course you study and the company you keep. This is why it is important to plan your future right to the “T”.

FinTech is the technology that manages mobile banking, digital wallets, digital banking, algorithmic trading and other online financial functions. Most of these were introduced by startups but now are being adopted by major global banks as these offer better and cheaper services to customers. Banks are able to build the infrastructure by pumping in money, but they are unable to hire the human resources required for managing the same. This is because the industry is fairly new and not a lot of people are trained in it. Due to a shortage in supply and a huge demand for these trained resources, skilled talent are getting hired at extremely high packages at senior positions. It pays to be at the right place at the right time and now is the right time for FinTech!

BIL offers a 2 year post graduate Masters in Financial Technology in affiliation with Mumbai University. The course curriculum is designed by experienced industry professionals who are sought after and highly respected in the BFSI industry. The course is designed specifically to ensure that students can perform all those functions a student with an MBA in Finance can perform. This includes operations and management of a business unit of a company. Students will have an additional expertise of handling financial technology like digital currencies, blockchains, algorithmic trading, etc.

The full time course is divided into 4 semesters, which consist of Financial Accounting, Business Statistics, Data Analysis and Interpretation, Principles of Financial Management, Peer to Peer networks, Blockchains, Digital currencies, Insuretech, Derivatives, Fund Management, Robo Advisors, Algorithmic Trading, Banking Technology & Operations, Cybersecurity applications and entrepreneurship management. Students will also get to train under some of the best industry professionals working at major financial institutions.

BIL is a 100% subsidiary of the Bombay Stock Exchange (BSE). It was established to train students and working professionals with the skills that are desperately needed by the BFSI industry, but are short in supply. BIL is located in the heart of the country’s financial capital and hence is able to identify those needs effectively. It offers multiple long term and short term courses for students and working professionals to get trained and seek better career opportunities.

The course curriculum is designed by experienced industry professionals who are sought after and highly respected in the BFSI industry. The course is designed specifically to ensure that students can perform all those functions a student with an MBA in Finance can perform. This includes operations and management of a business unit of a company. Students will have an additional expertise of handling financial technology like digital currencies, blockchains, algorithmic trading, etc.

Mumbai University is one of the oldest and the most prestigious Universities’ of India, which was established in 1857. The University has over 5.5 lakh students enrolled at any given point of time.It has the distinction of training and grooming some of the most distinguished personalities of the country from almost all walks of life. Adi Godrej, Anil Ambani, Mukesh Ambani, Azim Premji, Chanda Kocchar, etc. who are all well known and established names of the business World have Mumbai University as their Alma Mater.

All students who successfully complete the course shall be given placement assistance and will be awarded a degree by the University of Mumbai. Students can learn more by clicking here.

 

 

A Masters in Fintech makes you more valuable than an MBA (Finance)

Posted on July 20, 2017Categories Algorithms, Analytics, Artificial Intelligence, Blockchains, Corporate Finance, Cybersecurity, Data analytics, Digital currency, Education, Entrepreneurship, Financial Markets   Leave a comment on A Masters in Fintech makes you more valuable than an MBA (Finance)

Yes you read that correctly! BSE Institute Ltd (BIL)&the University of Mumbai jointly offer a 2 years full time Masters in Financial Technology. The course is designed to teach students all the subjects that an MBA in Financial Markets would teach them and will also help them gain expertise in Financial Technology. FinTech or financial technology is a new concept that is getting traction all over the world. Payment banking, cryptocurrencies, algorithmic trading, net banking, etc are all examples of FinTech. Banks have been investing Billions of dollars annually to upgrade their infrastructure. Banks are able to build the systems easily, but are finding it difficult to employ skilled professionals who can handle this technology. It is for this reason that, people with knowledge about this industry are highly sought after and are offered Rs1 crore plus packages, sometimes right after college.

Students completing this course are highly sought after as they are taught by working industry professionals, who have at least a decade’s work experience in the industry. All faculties are actively involved in designing and teaching of the course. This is a huge advantage as they are all placed at senior positions in the industry and are sought after opinion makers, who are quoted regularly in the media.

The Bombay Stock Exchange Ltd is Asia’s first stock exchange with a 141 year history and is today the biggest and the fastest stock exchange in the World. BSE Institute Ltd is a 100% subsidiary of BSE that was founded to promote working executives and students who are interested in the BFSI industry. BIL aims to assist professionals and entrepreneurs who are committed to growing the industry, their organizations, colleagues, employees. BIL offers multiple courses for professionals to learn from. With the institute present in BSE, the heart of Mumbai, the financial capital of the country, it gives students a chance to observe the industry and its events from a point that other institutes are unable to offer.

BIL courses are recognized by universities in UK, Canada, Germany, Australia and New Zealand. This gives students the opportunity to visit these campuses under student exchange programs and the option of exploring options there. BIL offers many short term and long term courses for those interested in building their careers or growing in the BFSI sector.

The course consists of subjects like Financial Accounting, Business Statistics, Data Analysis and Interpretation, Principles of Financial Management, Peer to Peer networks, Blockchains, Digital currencies, Insuretech, Derivatives, Fund Management, Robo Advisors, Algorithmic Trading, Banking Technology & Operations, Cybersecurity applications and entrepreneurship management.

The curriculum is taught with business case studies, simulations and live industry examples that gives students an idea of what they can expect in the industry. This gives students the opportunity to pick up industry relevant skills and knowledge that lets them hit the ground running from day one. The knowledge learnt is not theoretical, but practical.

Mumbai University is most well-known educational institution that needs no introduction. It is one of the oldest and the most prestigious universities of India. It has over 5 lakh students studying some course with it at given point of time.

BIL has won multiple awards all over the World for the excellent skills and knowledge that students pick up while they study at BIL. Students successfully completing the course shall be given placement assistance and shall be placed at major financial institutions, global/ national banks, investment banks, Private Equities, etc. Students completing the course shall be awarded a degree by the University of Mumbai.

 

 

 

Be miles ahead of MBAs with a Masters in FinTech that gets you a management level job after completion

Posted on July 18, 2017Categories Algorithms, Analytics, Artificial Intelligence, Blockchains, Corporate Finance, Cybersecurity, Data analytics, Digital currency   Leave a comment on Be miles ahead of MBAs with a Masters in FinTech that gets you a management level job after completion

BSE Institute Ltd (BIL) is a 100% subsidiary of the Bombay Stock Exchange. It has over a decade’s experience in designing and promoting industry relevant courses that are made to help students and working professionals to grow in the industry by teaching them relevant skills and imparting industry specific knowledge. BIL offers multiple long term and short term courses that are designed with inputs from the industry. BIL aims to be the bridge between the industry and academia in order to provide skilled talent that the industry badly needs. It uses it position at the centre of the financial capital of India to promote this and thus benefit the students.

BIL courses are recognized by universities in UK, Canada, Germany, Australia and New Zealand. This gives students the opportunity to visit these campuses under student exchange programs and the option of exploring options there.

BIL has tied up with the University of Mumbai to offer a Masters in Financial Technology. The 2 year full time course is divided into 4 semesters. Students applying for this course have to be graduates and need to clear a written test, a group discussion and a personal interview. All students who successfully complete the course shall awarded a degree by the University of Mumbai.

The course has been designed to give students interested in pursuing a career in Finance. With MBAs becoming a very common qualification that does not necessarily offer good job prospects, it has become very important for students to wisely choose their college and course. The course is designed to teach students all that an MBA (Finance) would learn, along with a specialization in Financial Technology. FinTech is the technology that offers to change the way the banking, finance, investing, etc. industries operate. With the advent of mobile technology, algorithmic trading and robo advisory services, banks have seen their customers flock to startups that offer better services at a fraction of the cost.

In order to beat this, banks are investing billions of Dollars in FinTech. Most of the funds are invested in building the systems and networks needed to run this technology. However, the challenge lies in recruiting skilled professionals who can run and operate this technology. There is a huge demand for skilled professionals who can run this tech, thus making it highly lucrative for people joining this industry. Due to the nascent nature of the industry, many people are easily able to emigrate to other countries.

The course is designed around subjects like Financial Accounting, Business Statistics, Data Analysis and Interpretation, Principles of Financial Management, Peer to Peer networks, Blockchains, Digital currencies, Insuretech, Derivatives, Fund Management, Robo Advisors, Algorithmic Trading, Banking Technology & Operations, Cybersecurity applications and entrepreneurship management.

The curriculum is taught with business case studies, simulations and live industry examples that gives students an idea of what they can expect in the industry. This gives students the opportunity to pick up industry relevant skills and knowledge that lets them hit the ground running from day one. The knowledge learnt is not theoretical, but practical. Students will also be a part of an industry internship which gives them a chance to test their knowledge and a chance to impress the institution and obtain a Pre-Placement-Offer (PPO).

Mumbai University was founded in 1857 and has over 5 lakh students on its rolls at any point of time. It is one of the oldest, largest and the most prestigious learning institutions of India. Due to its illustrious legacy, it counts on its millions of alumni, many of whom lead illustrious organizations and industries, for designing its curriculum and guiding students.

Mumbai University offers a degree on successful completion of the course. Students will be provided with placement assistance at the end of the course. Click here to know more about the course.

A Masters with BSE Institute gives you opportunities that MBAs (Finance) don’t have

Posted on July 14, 2017Categories Algorithms, Analytics, Artificial Intelligence, Blockchains, Corporate Finance, Cybersecurity, Data analytics, Digital currency   Leave a comment on A Masters with BSE Institute gives you opportunities that MBAs (Finance) don’t have

Completing your MBA in Finance is said to be the easiest way to some of the best jobs in the World. Many people get international placements that pay them over $100,000 per annum and perks like a chauffeur driven car straight out of college. This results in a lot of people believing that this is the best path for better career prospects, but what they don’t realize is that just a handful of MBAs across the country get opportunities like these! The majority of the MBAs are not placed in glamorous jobs like these. It is always better to join an industry that is in its nascent stages, which shows good growth prospects and where the demand for professionals outstrips the supply.

Financial technology is one such industry that has been growing exponentially in the last few years. It’s less than a decade old and promises to disrupt the way banking and finance operate. It is because of this reason that banks all over the world are investing billions of dollars every year in this industry. The major challenge faced by multinational corporations in this case is the shortage of skilled talent who can actually manage business operations in this industry.

BSE Institute Ltd (BIL) is a 100% subsidiary of the Bombay Stock Exchange (BSE). The institute is at the centre of the country’s financial capital and is best placed to help students get a close view of the way the industry works.It was started to provide industry relevant skills and knowledge to students and working professionals. The courses and their curriculum are designed in collaboration with the industry in order to groom professionals with skills that are in great demand.

The course is spread over 4 semesters and students completing the course shall be awarded a degree by the University of Mumbai. The major subjects of the course are Financial Technology, Blockchains, Cybersecurity, Big Data, Data Analytics, Business Statistics, Financial Accounting, Markets – Equity, Debt, Derivatives, Commodity, Forex, Cryptocurrencies, Fundamental & Technical Analysis, Investment Banking, Private Equities, Fund Management, etc.

The course curriculum is taught by senior industry veterans who have decades of work experience in the BFSI sector. They are placed at senior positons, highly respected and sought after opinion makers of the industry. The curriculum is designed keeping the current requirements of the industry in mind. Students are taught using case studies which are designed on the basis of current business problems. The aim is to ensure students think and can take decisions like industry professionals can way before they enter the industry. Being knowledgeable and proactive is a skill that is highly appreciated in any industry.

BIL and the University of Mumbai jointly offer a 2 years Masters in Financial Technology. Students will also get to intern with a major financial organization during the summer. This will be a chance for students to use their learnt skills and knowledge on live projects at their organizations. This is also a chance for them to bag a pre placement offer.

Mumbai University founded in 1857 is one of the oldest University of India. It has over 5 lakh students studying under it at any point of time. Its alumni are some of the most well-known professionals of the industry and support the university in developing the courses and curriculum.

Mumbai University offers a Master’s degree on successful completion of the course. Students will be provided with placement assistance at the end of the course. Click here to know more about the course.

 

 

Rise above MBA graduates with BSE Institute’s Masters in Financial Technology

Posted on July 14, 2017Categories Algorithms, Analytics, Artificial Intelligence, Blockchains, Corporate Finance, Cybersecurity, Data analytics, Digital currency, Education, Financial Markets   Leave a comment on Rise above MBA graduates with BSE Institute’s Masters in Financial Technology

One of the biggest reality checks that most MBA graduates get is after completing their education. Their inability to get a job that paid them better than their pre-MBA job is when reality sinks in. The fact is that there are too many colleges which offer an MBA that is not upto the requirements of the industry. This dilutes the values of the MBA and the student who has pursued it. Therefore, it is extremely important to choose a good college and a good course. Financial technology is in its nascent stages in the world, but it has still had a strong impact on financial markets and banking networks. The impact has been strong enough to make banks invest billions of dollars in this technology. The challenge here is banks are not able to hire the right kind of talent that they need for building this infrastructure. This is exactly why this industry promises to be a promising one for all aspiring finance professionals.

BSE Institute Ltd (BIL) was founded by BSE Ltd with the goal of bridging the gap between the skill set the industry expects from graduates/ students/ professionals and the courses that teach these skills. BIL offers multiple short term and long term courses for students and working professionals who are interested in building a career in the financial world. BIL has been guiding students and supporting the BFSI sector in this manner for the last decade. BIL courses are highly sought after as they are taught only by working professionals who are placed at senior positions in the industry.

BSE Institute Ltd (BIL) and Mumbai University jointly offer a 2 year Masters in Financial Technology. The course has been designed to give students a sound theoretical and practical understanding of the fintech and the overall financial world. The course concentrates on major financial theories and concepts a student is expected to know after his MBA/ Masters in Finance coupled with the contemporary way of doing business. Candidates will get to learn mainly from case studies that are built to help students start thinking like industry professionals. They will also get to intern with a major global financial institution, where they get to use the knowledge and skills that they have learnt by working on a live project. This is one sureshot way to close a pre-placement offer.

The course is consists of subjects like Financial Accounting, Business Statistics, Data Analysis and Interpretation, Principles of Financial Management, Peer to Peer networks, Blockchains, Digital currencies, Insuretech, Derivatives, Fund Management, Robo Advisors, Algorithmic Trading, Banking Technology & Operations, Cybersecurity applications and entrepreneurship management.

Mumbai University was founded in 1857 and has over 5 lakh students on its rolls at any point of time. It is one of the oldest, largest and the most prestigious learning institutions of India. Due to its illustrious legacy, it counts on its millions of alumni, many of whom lead illustrious organizations and industries, for designing its curriculum and guiding students.

Mumbai University offers a degree on successful completion of the course. Students will be provided with placement assistance at the end of the course. Click here to know more.